Purchase Mortgages & Buying a Home
At InFokus Mortgage, we simplify the home buying journey with top-tier mortgage options and expert guidance.
Your Home Purchase Experts
At InFokus Mortgage, we understand that buying a home is one of the most significant financial decisions you'll ever make. Our mission is to make the home buying process smooth and stress-free, offering you the best purchase mortgage options available.
With our extensive network of top lenders and a dedicated team of mortgage professionals, we are here to help you every step of the way.
Quick Quote
Why Choose InFokus Mortgage for Your Home Purchase?
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Unmatched Expertise
Our experienced mortgage advisors are experts in the home buying process. We provide personalized guidance tailored to your unique financial situation, ensuring you find the perfect loan for your needs.
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Top Lenders
We partner with the nation’s leading lenders to offer you a wide range of mortgage products. This allows us to provide competitive rates and flexible terms that suit your budget and lifestyle.
Seamless Process
From pre-qualification to closing, our streamlined process is designed to be efficient and hassle-free. We handle the details so you can focus on finding your dream home.
Our Home Purchase Services
First-Time Homebuyer Loans
Entering the housing market for the first time? Our firsttime homebuyer loans offer low down payments, flexible credit requirements, and educational resources to help you navigate your first purchase.
Conventional Loans
Conventional loans are ideal for buyers with strong credit and a solid financial history. These loans offer competitive rates and a variety of term options.
FHA Loans
Backed by the Federal Housing Administration, FHA loans are perfect for buyers with less-than-perfect credit or limited down payment funds. They feature lower down payments and more lenient credit requirements.
VA Loans
If you’re a veteran, active-duty service member, or eligible family member, our VA loans provide excellent benefits, including no down payment and no private mortgage insurance (PMI).
Jumbo Loans
For those looking to purchase high-value properties, our jumbo loan options offer competitive rates and flexible terms for larger loan amounts.
The Home Buying Process with InFokus Mortgage
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Pre-Qualification and Finding Your Home
Loan Application
Underwriting and Approval
Begin by getting pre-qualified to understand your borrowing capacity and set a realistic budget. With your pre-qualification in hand, start shopping for your dream home, assisted by our network of real estate agents.
Once you've found the perfect home, we’ll guide you through the loan application process, ensuring all necessary documentation is completed accurately and submitted on time.
Your application moves to underwriting, where we verify all information and assess your eligibility. We keep you informed throughout this process, addressing any questions or concerns promptly.
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Closing
After approval, it’s time to close. We coordinate all the final details to ensure a smooth closing process, so you can move into your new home without delays.
Get Started Today
Ready to take the first step towards homeownership?
Contact InFokus Mortgage today to schedule your free consultation. Let us help you turn your home buying dreams into reality.
Phone: 720-441-8481
Email: shane@infokusmortgage.com